Getting money back from unlicensed contractors?

Today I was doing some research on the importance of getting a licensed contractor. I found an interesting ruling by the Arizona Supreme Court.  In common sense and usual cases,  the victims of an unlicensed contractor is able to recover 100% of the cost he/she paid to the unlicensed contractor.

however, the Arizona Supreme court in this case changes the ruling that the unlicensed contractor only have to pay the differences between the amount of the work that the victim received and the amount of work the victim is trying to recover, even the contractor is unlicensed.

So what does it means?

For unlicensed Contractors

This is positive news to unlicensed contractors because they are being treated like other licensed contractor who follow the rules, pay the fees, get themselves educated. Even when someone finds out that they are not licensed and not happy with their work, what they have to do is to pay back the money that they have received, but not the works that they have delivered.

So as an unlicensed contractor, I do not have incentive to get an license. I also do not need to worry about as long as I am providing the works.

For licensed Contractors

This is not good news because as mentioned above, there isn’t enough bad consequences to be an unlicensed contractors, it means higher competitions in their life, and these competition can easily out bid them because they have less operational cost, and no one can take anything from them, EXCEPT PAYING THE DIFFERENCE of the work they provided and the amount of money that they have received.

For Consumers

Bad news. Now they are more stressed to hire a contractor because if they are unfortunately enough to hire an unlicensed contractor, they won’t be able to recover all of their money even though the works are bad, damages are made. In addition, the probabilities of running into  a contractor will increase and the only lost would be Consumers.

In the above case, the consumer is semi-lucky that the unlicensed contractor is not broke and be able to pay back some money. But in many other cases, the unlicensed contractors are uninsured. All their money are gone and left with a mess.

I am only a layman in law but in many cases I don’t understand the verdicts. I understand that judgments are supposed to be logical but there are something fundamentally wrong with it. The reason that we require contractors to be licensed is because we want to protect the consumer. However, the judge is doing something against that principle and un-protecting the consumer.

Am I on a wrong path?

Best of the Best : How to Check Contractor License

Last post, I talked about the steps to verify and validate the home improvement license of the contractors you are engaging. Today, I will give you more details on how to validate them in California and Washington state. I have not decided whether I will go through all states, but at the minimum I will try to provide links that you may do the same in other states.

There are two types of online resources that you can use to verify the home improvement contractor licenses: government and for-profits.

California

Department of Consumer Affairs -Contractors State License Board

This is a government owned online resource and you can get lots of information about contractor licensing from the site. There is a tool on the site called Check a Contractor License or Home Improvement Salesperson (HIS) Registration. With these tool, you can search by using the information you have collected from your potential contractors. Either by Name, License Number, Business Name.


License Number
1234556 Extract Date: 12/14/2010
Business Information A TEICHERT & SON INC
dba TEICHERT CONSTRUCTION 

3500 AMERICAN RIVER DRIVE
SACRAMENTO, CA 95864

Business Phone Number:(916) xxxxxxx

Entity: Corporation
Issue Date 09/24/1929
Reissue Date 04/03/1989
Expire Date 04/30/2011
License Status This license is current and active. All information below should be reviewed.
Additional Status:
Classifications:
Class Description
A GENERAL ENGINEERING CONTRACTOR
B GENERAL BUILDING CONTRACTOR
C16 FIRE PROTECTION CONTRACTOR
C27 LANDSCAPING
C57 WELL DRILLING (WATER)
Certifications:
CERT Description
HAZ HAZARDOUS SUBSTANCES REMOVAL
ASB ASBESTOSCheck DOSH Registration
Bonding:
Contractor’s Bond
This license filed Contractor’s Bond number 6250091 in the amount of $12,500 with the bonding company
SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
Contractor’s Bonding History

Bond of Qualifying Individual
1. This license filed Bond of Qualifying Individual number 6250090 for RIGGS JUDSON TEICHERT in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
BQI’s Bonding History

2. This license filed Bond of Qualifying Individual number 6436055 for HAMILTON CLYDE ALBERT in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 02/05/2007
BQI’s Bonding History

3. This license filed Bond of Qualifying Individual number 6335646 for NILSEN MARK ALAN in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
BQI’s Bonding History

Here is an example of you may get from the search, in this query result, you can verify the data with the information you got. If there is any discrepancy, you can immediately get back to your contractor and let him/her know.

The information you want to pay extra attention to is the name of the person under this license, the phone number, the expiry date of the license, and the classification/specialty of the contractor. These are the information you need to clear out.

There may be rare case that the system is not updated with accurate information, so to be fair you should notify the contractor.

In a future post, I will discuss in details about the meaning of bonding and insurance. Next post, I will talk about Washington State. The better business site

License Number
8 Extract Date: 12/14/2010
Business Information A TEICHERT & SON INC
dba TEICHERT CONSTRUCTION 

3500 AMERICAN RIVER DRIVE
SACRAMENTO, CA 95864

Business Phone Number:(916) 484-3011

Entity: Corporation
Issue Date 09/24/1929
Reissue Date 04/03/1989
Expire Date 04/30/2011
License Status This license is current and active. All information below should be reviewed.
Additional Status:
Classifications:
Class Description
A GENERAL ENGINEERING CONTRACTOR
B GENERAL BUILDING CONTRACTOR
C16 FIRE PROTECTION CONTRACTOR
C27 LANDSCAPING
C57 WELL DRILLING (WATER)
Certifications:
CERT Description
HAZ HAZARDOUS SUBSTANCES REMOVAL
ASB ASBESTOSCheck DOSH Registration
Bonding:
Contractor’s Bond
This license filed Contractor’s Bond number 6250091 in the amount of $12,500 with the bonding company
SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
Contractor’s Bonding History

Bond of Qualifying Individual
1. This license filed Bond of Qualifying Individual number 6250090 for RIGGS JUDSON TEICHERT in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
BQI’s Bonding History

2. This license filed Bond of Qualifying Individual number 6436055 for HAMILTON CLYDE ALBERT in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 02/05/2007
BQI’s Bonding History

3. This license filed Bond of Qualifying Individual number 6335646 for NILSEN MARK ALAN in the amount of $12,500 with the bonding company SAFECO INSURANCE COMPANY OF AMERICA

Effective Date: 01/01/2007
BQI’s Bonding History

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